cover
Contact Name
Rudi Abdullah
Contact Email
info@azramediaindonesia.com
Phone
+6285277555155
Journal Mail Official
rudiazra9140@gmail.com
Editorial Address
Jl. Kijang Perumnas Poasia Blok B 31, Kelurahan Rahandouna. Kecamatan Poasia. Kota Kendari. Sulawesi Tenggara
Location
Kota kendari,
Sulawesi tenggara
INDONESIA
JISEF : Journal Of International Sharia Economics And Financial
ISSN : -     EISSN : 28295226     DOI : -
JISEF : Journal Of International Sharia Economics and Financial e-ISSN : 2829-5226 (Online) is an electronic scientific journal published online twice (May and November) a year by Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM. JISEF : Journal Of International Sharia Economics and Financial focuses related on various themes, topics and aspects of Management including (but not limited) to the following topics: Sharia Economics : Islamic Banking and Finance, Islamic financial planning, Islamic SMEs and microfinance, Islamic financial technology, Islamic social funds and crowdfunding, Islamic monetary and fiscal policy, Islamic development economics, Islamic economics thought, Islamic international economics, Islamic business modeling, Islamic consumer behavior, Islamic marketing strategy, Islamic investment and portfolio, Islamic international business, Islamic research and technology commercialization, Zakat and waqf, Halal industry, Other related topics. Financial : Public Economics, International Economics, Development Economics, Monetary Economics, Financial Economics, Game Theory, Finance, Marketing, Human Resource Management, Strategic Management, Operations, Entrepreneurship and Ethics, Public Sector Accounting, Taxation, Financial Accounting, Management Accounting
Articles 65 Documents
PENGARUH AKAD ASURANSI KONVENSIONAL TERHADAP PRINSIP SYARIAH (STUDI KASUS BANK MUAMALAT KOTA BAUBAU) Amalia Sastia
JISEF : Journal Of International Sharia Economics And Financial Vol 1 No 01 (2022): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v1i01.121

Abstract

This study aims to determine the mechanism of conventional insurance contracts and to determine the level of conformity of conventional insurance contracts with sharia principles. Data collection uses a list of interview guidelines. This research uses descriptive analysis. The results showed that fund management contains elements of usury, gharar, and maysir. There is an element of usury, where compensation payments do not consider the amount of premium paid, and victims or their heirs have the right to receive compensation as a result of traffic accidents. Premiums received are rotated in other interest-free investments, where premiums include mandatory contributions and mandatory contributions. The monthly premium paid by life insurance policyholders is partly a common fund to help members who pass away before the compulsory savings/premium ends. In addition, there is no agreement with the customer that the insurance acts as a fund manager to be invested in other businesses, but the Insurance still acts as a fund manager from participants.
ANALYSIS OF DETERMINANTS OF LABOUR ABSORPTION IN THE APEC-11 REGION (2010-2022) Iqbal Manaf; Lestari Sukarniati
JISEF : Journal Of International Sharia Economics And Financial Vol 1 No 01 (2022): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v1i01.122

Abstract

The labour aspect plays a vital role in national economic progress. This sector seeks to create adequate employment opportunities to absorb the new labour force. Aspects such as the quality, quantity, and accessibility of employment become crucial benchmarks of economic development. The main focus of this study is to see the relationship in the form of wages, industrial growth, FDI, inflation, and GDP to employment in the APEC-11 region. This research utilizes panel data, drawing on secondary information obtained from World Bank during the period 2010-2022. The research employs panel data analysis, specifically Fixed Effect Model which is analyzed using the Eviews10 application. The regression analysis outcome, indicate that only the industrial growth variable affects labor absorption while the wage, FDI, inflation, and GDP variables have no impacts on labor absorption. However, simultaneously all variables have a significant impact to labor absorption in the APEC-11 Region period 2010-2022.
ANALISIS PENERAPAN DAN PEMAHAMAN PRINSIP BISNIS SYARIAH BAGI UMKM DI KOTA BAUBAU Tri Ulfyana
JISEF : Journal Of International Sharia Economics And Financial Vol 1 No 01 (2022): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v1i01.123

Abstract

This study aims to determine the level of understanding and application of sharia business principles. The data used are primary and secondary data obtained by observation, interview, and documentation. The analysis tool used is descriptive. Based on the results of the study it was found that the level of understanding of sharia business principles classified as understanding was 82.66 percent. While those who do not understand are 17.33 percent. Aspects that are understood by the understanding of the need for mutual consent and the belief that business is part of worship to Allah Subhanahu Wata'ala. While the level of application of sharia business principles, that those who apply are 81.2 percent while those who do not apply are 18.8 percent. The most applied principles are shiddiq and tabligh. Grocery traders who have understood sharia principles better have also applied sharia business principles, especially in the buying and selling process, but not all have applied sharia business principles properly in accordance with the business principles of Rasulullah Shallahu'alaihi Wassalam.
ANALISIS KINERJA PENDAPATAN ASLI DAERAH YANG DIKAITKAN DENGAN BELANJA DAERAH PADA PEMERINTAHAN KOTA BAUBAU TAHUN ANGGARAN 2017-2021 Rudi Abdullah
JISEF : Journal Of International Sharia Economics And Financial Vol 1 No 01 (2022): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v1i01.124

Abstract

The purpose of this study is to measure the performance of local revenue (PAD) which is associated with the regional expenditure gang of the Baubau City government based on the results of the calculation of the independence ratio, effectiveness ratio, compatibility ratio, and efficiency ratio, during the 2017-2021 fiscal year. quantitative data, quantitative data is data that is measured on a numerical scale, quantitative data in this study is a report on the realization of the Baubau City APBD for the 2017-2021 fiscal year. The data from this study is based on secondary data sources, secondary data is a source of research data obtained through intermediary media or through indirectly in the form of books, records, existing evidence or archives that have been published in general, in this study secondary data in the form of data (PAD) and regional expenditures. The analytical method used is descriptive analysis method using financial ratio analysis.
ANALISIS SEKTOR EKONOMI POTENSIAL DI KOTA BAUBAU DENGAN MENGGUNAKAN PENDEKATAN BCG Rajab Abdul Rahman
JISEF : Journal Of International Sharia Economics And Financial Vol 1 No 01 (2022): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v1i01.125

Abstract

The research objective is to analyze potential economic sectors in Baubau City through the BCG approach. This type of research is a descriptive research method with a quantitative approach. The type of data in this study is secondary data, namely data obtained through reference books, newspapers, journals and other documentation related to the focus discussed in this study. Data sources used in this study are the Central Statistics Agency (BPS) and the Baubau City GRDP 2013-2017. The analytical tool used in this study is LQ analysis. Next, after the shift share analysis is done, the last step using the Boston Consulting Group (BCG) method is a private management consulting company based in Boston. Boston Consulting Group is a company engaged in the development of market share. BCG was developed and popularized first by a leading management consultant. The results showed that the leading sectors to be developed in Baubau City using LQ analysis obtained results, namely: Agriculture, Trade, restaurants and hotels, Transportation and Communications and Services, were 4 potential sectors
ANALISIS SWOT DALAM MENGEMBANGKAN UNIT USAHA PADA KOPERASI SYARIAH Eny Latifah; Lutfi Auliyah; Yazid Al-Busthomi; Lailiyatul Azizah
JISEF : Journal Of International Sharia Economics And Financial Vol 1 No 02 (2022): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v1i02.340

Abstract

The purpose of this study was to determine the development of existing business units in the sharia cooperative BMT Sunan Drajat by using SWOT analysis. The research method used is descriptive qualitative using data analysis that combines data triangulation to get results that are in accordance with reality. The results showed that the development of business units in the sharia cooperative of BMT Sunan Drajat included: Department Store, Garam Samudera, Laundry, Printing, Book & Photocopy Stores, Putra Putri Canteen, Sunan Drajat Islamic Boarding School Cooperative. Its strength is the strong collaboration between stakeholders, students, alumni and the community around Sunan Drajat, which has relatively cheap prices in each business unit, both goods and services provided. Threats faced are competitors who have digitization facilities and market share that has expanded first. The weakness in the development of business units is the lack of available resources that can be relied on as a whole so that in its implementation it is less than optimal, unable to keep up with existing technological advances so that it is less than optimal in the production process of goods and services.
AKUNTANSI SYARIAH UNTUK PRODUK WADIAH YAD DHAMANAH PADA KOPERASI SYARIAH KSPPS BINA SYARIAH UMMAH BANJARWATI PACIRAN LAMONGAN Wanala Abdillaika Martiwi; Ismy Tsaniyah Nur Rohmawati; Muhammad Mamdukh; Primadia Nabila Putri; Eny Latifah
JISEF : Journal Of International Sharia Economics And Financial Vol 1 No 02 (2022): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v1i02.344

Abstract

The purpose of this study was to determine sharia accounting practices for Wadiah Yad Dhamanah  products for savings products at KSPPS Bina Syariah Ummah Banjarwati Paciran Lamongan. The research method is descriptive qualitative method using triangulation data analysis by combining documentation, observation and interview instruments. The results of this study show the application of savings products that use the principle of Wadiah Yad Dhamanah  at KSPPS Bina Syariah Ummah. The application of wadiah products using names includes: Sitakwa, Simpendik (education savings), Siharoh (Hajj and Umrah savings), Sihara (holiday savings), sitabah (sacrificial savings and savings, and futures welfare savings. Services provided by KSPPS Bina Sharia Ummah for products that use the principle of Wadiah Yad Dhamanah  is to provide savings facilities that can be withdrawn at any time needed and are still within relatively easy reach.
FUNDRAISING SERTA PENDISTRIBUSIAN PAJAK DAN ZAKAT DI INDONESIA Eny Latifah; Suroso Suroso; Donny Prastya
JISEF : Journal Of International Sharia Economics And Financial Vol 1 No 02 (2022): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v1i02.491

Abstract

The purpose of this study is to determine the role of zakat in the economic sphere, especially in fundraising and distribution. The research method used is library research by combining data sources from books and reports on previous research results. The result of this research is that tax fundraising can be seen from the performance of tax officers in carrying out their duties in ensuring that taxpayers fulfill their tax obligations while fundraising zakat comes from 5 groups of obligatory zakat whether issued for zakat fitrah or zakat maal. We can know the distribution of taxes from the taxes collected from the income received by each taxpayer, which will be used and managed by the government for the development of areas in need, while the distribution of zakat through institutions such as BAZNAS, LAZ, LAZISMU, LAZINU and others to be given to mustahik zakat taking into account the provisions of Islamic sharia both from the terms and pillars that exist.
ANALISIS NILAI JUAL OBJEK PAJAK DAN IMPLIKASINYA TERHADAP PAJAK BUMI DAN BANGUNAN (PBB) DI KECAMATAN BETOAMBARI KOTA BAUBAU Deki Pardana
JISEF : Journal Of International Sharia Economics And Financial Vol 1 No 02 (2022): JISEF : Journal Of International Sharia Economics And Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v1i02.557

Abstract

This research was conducted at the Baubau City Regional Finance, Asset and Revenue Agency, Southeast Sulawesi Province. The population in this study is the entire sale value of the tax object in Betoambari sub-district. The sample in this study were all villages in Betoambari sub-district, namely Sulaa village, Lipu village, Katobengke village, Labalawa village and Waborobo village. Data analysis in this study uses qualitative data analysis, where data is presented in the form of a Numeric scale (numbers) for example, data on the List of Determination of the Selling Value of Tax Objects (NJOP). Based on the results of research on the determination of the selling value of tax objects (NJOP) in five villages, namely the receipt of land and building tax obtained that the first PBB revenue is in the sulaa village with a total value of Rp. 952,394,544. The second is in the katobengke village with a total value of Rp. 556,270,502. Third, is the lipu village with a total value of Rp. 271,057,874. Furthermore, the waborobo village amounted to Rp. 45,077,786. and the labalawa village amounted to Rp. 39,575,965. Then the total accumulated PBB tax revenue of Betoambari Sub-district during 2015-2017 amounted to Rp. 1,864,376,671.
PENGARUH DISIPLIN KERJA, MOTIVASI KERJA DAN KEPUASAN KERJA TERHADAP KINERJA KARYAWAN PADA PT. BINA BAKTI PERSADA Ali Fatah; Abd. Azis Muthalib; Nofal Supriadin
JISEF : Journal Of International Sharia Economics And Financial Vol 3 No 01 (2024): JISEF : Journal Of International Syaria  Economics and Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v3i01.555

Abstract

Based on initial observations made by the author, it shows that employees' sense of responsibility is still low, employees' understanding of work regulations is still low and there are still employees who do not work according to work regulations so that employee performance is not running optimally. So it is necessary to analyze the influence of work discipline, work motivation and job satisfaction on the performance of PT, Bina Bakti Persada employees. This research uses a quantitative approach. The data sources used are primary and secondary data. The data collection techniques used are questionnaires and documentation. The analysis technique used is through multiple linear regression analysis. The results of this research show that work discipline has a significant effect on employee performance. These results prove that personality has a positive and significant effect on employee performance. Work Motivation (X2) does not have a significant effect on employee performance (Y). And job satisfaction (X3) has no significant effect on employee performance (Y).