QOSIM: Jurnal Pendidikan, Sosial & Humaniora
Vol 4 No 4 (2026): 2026

Pengaruh Persepsi Risiko Terhadap Keputusan Investasi Dengan Motivasi Investasi Sebagai Variabel Mediasi Pada Generasi Z Di Kota Makassar

Andi Fani Amalia (Universitas Islam Negeri Alauddin Makassar)
Rika Dwi Ayu Parmitasari (Universitas Islam Negeri Alauddin Makassar)
Eka Indriyani (Universitas Islam Negeri Alauddin Makassar)



Article Info

Publish Date
06 Jul 2026

Abstract

The increasing number of young investors in Indonesia shows that investment decisions are becoming increasingly important for Generation Z in managing finances and planning for the future. This study aims to find out and explain the influence of risk perception on investment decisions with investment motivation as a mediating variable in generation Z in Makassar City. This study is included in quantitative research with a non-probability sampling method with a sample extraction technique using purposive sampling and a sample of 140 respondents. The analysis tool uses SmartPLS 4.1.17 using the SEM-PLS method. Based on the data analysis carried out, the results were obtained that all the hypotheses submitted were proven to have a positive and significant effect, namely, risk perception has a positive and significant effect on investment decisions in generation Z in Makassar City. Risk perception has a positive and significant effect on investment motivation in Generation Z in Makassar City. Investment motivation has a positive and significant effect on investment decisions in Generation Z in Makassar City. Risk perception indirectly has a positive and significant effect on investment decisions through investment motivation in generation Z in Makassar City. The implications of this study show that having a good understanding of risk perception can increase motivation for Generation Z to make investments and help them make more rational and structured investment decisions.

Copyrights © 2026






Journal Info

Abbrev

qosim

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Education Social Sciences

Description

QOSIM: Jurnal Pendidikan, Sosial & Humaniora dengan e-ISSN 2987-713X (online) p-ISSN 3025-5163 (cetak) dan Prefix DOI 10.61104. adalah jurnal multidisiplin dan akses terbuka peer-reviewed dengan mengikuti kebijakan single-blind review. Artikel ilmiah pada Jurnal QOSIM: Jurnal Pendidikan, Sosial & ...