Bail-In and Interconnectedness: Strategic Legal Issues in Preventing and Handling Financial System Crises

M. Faisal Rahendra Lubis (Universitas Islam Sumatera Utara)
Syalwa Khairun Nisa (Universitas Islam Sumatera Utara)
Dwi Purnama Sari (Universitas Islam Sumatera Utara)
Anggi Saskia Jelita Daulay (Universitas Islam Sumatera Utara)
Fanny Aurellia Hasyim Lbn Tobing (Universitas Islam Sumatera Utara)
Ahmad Ryandi Nst (Universitas Islam Sumatera Utara)

International Journal of Economic, Technology and Social Sciences (Injects)
Vol. 7 No. 1 (2026): May 2026

Law No. 9 /2016 on the Prevention and Resolution of Financial System Crises regulated principles in the prevention and handling of financial system crises that were not previously regulated. Therefore, this study will analyze the implementation of bail in principle and, interconnectedness in the prevention and resolution of financial system crises. This research was conducted using normative juridical method with analytical descriptive approach and data was analyzed by juridical qualitative. Based on the research, the results show that the implementation of bail-in in handling of systemic banks is done by optimizing bank capability through capital surcharge. The interconnectedness between the financial services sector requires a macro prudential policy complementary to micro prudential policy, and integrated supervision of the financial services sector.