Majapahit Journal of Islamic Finance dan Management
Vol. 6 No. 2 (2026): Islamic Finance and Management

Digital Transformation of Land Services in Indonesia: Unraveling the Tensions Between Innovation, Regulation, and Social Equity

Fanny Febrina Kudadiri (Universitas Indonesia
and Rote Ndao Regency Land Office, Ministry of Agrarian Affairs and Spatial Planning/National Land Agency (ATR/BPN))

Rachma Fitriati (Universitas Indonesia, Depok, Indonesia)



Article Info

Publish Date
29 Jul 2026

Abstract

The digital transformation of Indonesia's land registration services via electronic certificates has advanced significantly, with 5.3 million e-certificates issued between 2023 and 2025, covering 4.4% of the 120.9 million registered land parcels (Kementerian ATR/BPN, 2026). Nevertheless, persistent challenges remain across five digital governance dimensions: transparency, participation, interoperability, service innovation, and collaboration. This study examines how the implementation of digital governance affects legal certainty and social inclusion within land administration. Findings reveal that while e-certificates provide evidentiary strength equivalent to physical certificates, Indonesia's negative publication system permits annulment. Furthermore, data quality issues, particularly 31.76% empty parcel IDs, undermine system effectiveness. Regulatory dualism between PP 24/1997 and PP 18/2021 creates legal uncertainty. Moreover, infrastructural disparities generate digital exclusion risks for remote communities, the elderly, and customary law groups. Consequently, sustainable digital governance necessitates harmonized regulations, equitable infrastructure, enhanced data quality, and inclusive capacity building that accommodates Indonesia's geographic and socio-cultural diversity.

Copyrights © 2026






Journal Info

Abbrev

majapahit

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Majapahit Journal of Islamic Finance and Management (MJIFM) is a journal published by Department of Sharia Economics Universitas KH. Abdul Chalim Mojokerto Indonesia twice a year (June and December). The focus and scope have been adjusted to meet the high standards and wide coverage typical of ...