Jurnal Studi Multidisiplin Ilmu
Vol 4 No 1 (2026): Januari

The Role of Budget Management in Maintaining Neighborhood Grocery Store Stability Amid Staple Price Fluctuations

Resky Cahaya Dewi (Universitas Muhammadiyah Makassar, Makassar, Indonesia)
Wa Ode Rayyani (Universitas Muhammadiyah Makassar, Makassar, Indonesia)



Article Info

Publish Date
10 Jan 2026

Abstract

Purpose: This study examines how budget management contributes to maintaining the operational stability of a neighborhood grocery store amid the fluctuating prices of staple goods in Makassar City. Methodology: A descriptive qualitative approach was employed using in-depth interviews, observation, and documentation. Data were analyzed through the Miles, Huberman, and Saldana model, including data condensation, display, and conclusion drawing. Results: Changes in staple goods prices affect procurement costs, working capital, and business profits. The owner responds by managing finances carefully, maintaining simple financial records, and allocating reserve funds to sustain cash flow and business continuity.Conclusions: Budget management applied consistently, even in a simple form, plays an important role in supporting the stability of a neighborhood grocery store, helping the owner control spending, manage working capital, and adapt to staple price changes in the market.Limitations: This study is limited to one informant and focuses only on budget management, so findings cannot represent all neighborhood grocery stores in Makassar City.Contributions: This research offers an empirical picture of budget management practice among micro-enterprises and underscores the importance of financial management in sustaining business resilience amid economic uncertainty.

Copyrights © 2026






Journal Info

Abbrev

Jasmi

Publisher

Subject

Computer Science & IT Economics, Econometrics & Finance Education Social Sciences Other

Description

Jurnal Studi Multidisiplin Ilmu (JASMI) is a peer-reviewed scientific journal that publishes articles covering a wide range of disciplines, including economics, business, education, humanities, social sciences, and technology. The journal aims to serve as a platform for academics, researchers, and ...