Jurnal Manajemen dan Penelitian Akuntansi (JUMPA)
Vol 19 No 1 (2026): Januari-Juni

Analisis Tingkat Kesehatan PT Bank Rakyar Indonesia ( Persero ) TBK Menggunakan Metode Camels Periode 2021-2025

Rofinus Beri Thalar (Universitas Nusa Putra)
Herman Rustandi (Universitas Nusa Putra)



Article Info

Publish Date
30 Jun 2026

Abstract

This study aims to analyze the financial health of PT Bank Rakyat Indonesia (Persero) Tbk during the 2021–2025 period using the CAMELS method. This research employed a quantitative descriptive approach using secondary data obtained from the annual reports of PT Bank Rakyat Indonesia (Persero) Tbk for the 2021–2025 period. The analysis was conducted using the CAMELS method, which consists of Capital, Asset Quality, Management, Earnings, Liquidity, and Sensitivity to Market Risk, represented by relevant financial ratios. The results indicate that PT Bank Rakyat Indonesia (Persero) Tbk maintained a very healthy financial condition throughout the study period. This is reflected in its strong capital adequacy, sound asset quality, effective management performance, optimal profitability, adequate liquidity, and ability to manage market risk. The findings imply that the CAMELS method can serve as a comprehensive tool for evaluating bank health and provide useful information for management, investors, and regulators in making decisions related to banking performance and financial stability

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Journal Info

Abbrev

JUMPA

Publisher

Subject

Humanities Economics, Econometrics & Finance Social Sciences

Description

Jurnal Manajemen dan Penelitian Akuntansi (JUMPA) adalah jurnal penelitian dibidang manajemen dan akuntansi yang diterbitkan oleh STIE Cendekia Bojonegoro. Jurnal ini terbit 2 kali dalam setahun (Januari-Juni dan Juli-Desember). Fokus jurnal ini dibidang Manajemen (Manajemen Bisnis, Manajemen ...