Annusfy
Vol. 1 No. 11 (2026): Annusfy : July 2026

Literasi Keuangan Syariah, Inklusi Digital, dan Kinerja UMKM Halal melalui Orientasi Kewirausahaan

Abdi Rivaldi (Institut Agama Islam Kyai Ahmad Syairazi Al-Arsyadi)



Article Info

Publish Date
23 Jul 2026

Abstract

This study aims to examine the effects of Islamic financial literacy and digital financial inclusion on the performance of halal micro, small, and medium enterprises (MSMEs), with Islamic entrepreneurial orientation serving as a mediating variable. A quantitative explanatory research design was employed. Data were collected through questionnaire surveys administered to halal MSME owners in Indonesia using a purposive sampling technique. The proposed research model was analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM) to assess both direct and indirect relationships among the constructs. The findings are expected to demonstrate that Islamic financial literacy and digital financial inclusion positively influence Islamic entrepreneurial orientation, which subsequently enhances halal MSME performance. Furthermore, Islamic entrepreneurial orientation is expected to mediate the relationships between Islamic financial literacy, digital financial inclusion, and halal MSME performance. 

Copyrights © 2026






Journal Info

Abbrev

khuzroh

Publisher

Subject

Religion Economics, Econometrics & Finance Education Social Sciences Other

Description

Annusfy : Journal of Multidisciplinary Research merupakan jurnal penelitian dan pengabdian kepada masyarakat multidisiplin yang memuat kajian penelitian, pengabdian kepada masyarakat dalam bidang ilmu ekonomi, manajemen pendidikan, studi Islam, pondok pesantren, ilmu ekonomi, ekonomi syariah, dan ...