Jurnal Riset Multidisiplin Edukasi
Vol. 3 No. 8 (2026): Jurnal Riset Multidisiplin Edukasi (Agustus 2026)

PENGARUH FINANCIAL ATTITUDE, FINANCIAL KNOWLEDGE, DAN FINANCIAL LITERACY TERHADAP FINANCIAL BEHAVIOR PADA MAHASISWA UNIVERSITAS BHAYANGKARA JAKARTA RAYA KAMPUS BEKASI

Miranda Tri Setyawati (Unknown)
Wirawan Widjanarko (Unknown)
Franciscus Dwikotjo Sri Sumantyo (Unknown)



Article Info

Publish Date
03 Aug 2026

Abstract

This study aims to analyze the influence of Financial Attitude, Financial Knowledge, and Financial Literacy on Financial Behavior among students of the Management Study Program, Faculty of Economics and Business, Universitas Bhayangkara Jakarta Raya, Bekasi Campus. This research employed a quantitative approach with a sample of 78 respondents selected through simple random sampling. Data were collected through questionnaires and analyzed using the Partial Least Square (PLS) method with SmartPLS 3.0 software. The results indicate that Financial Attitude does not have a significant effect on Financial Behavior, while Financial Knowledge and Financial Literacy have a positive and significant effect on Financial Behavior. The R-Square value of 0.713 indicates that Financial Attitude, Financial Knowledge, and Financial Literacy explain 71.3% of the variance in Financial Behavior, while the remaining percentage is influenced by other factors outside this study. Therefore, Financial Knowledge and Financial Literacy are important factors in shaping students' financial behavior

Copyrights © 2026






Journal Info

Abbrev

jurmie

Publisher

Subject

Other

Description

Jurnal Riset Multidisiplin Edukasi adalah jurnal peer-review yang bertujuan untuk memfasilitasi pertukaran pengetahuan dan ide-ide inovatif di antara para peneliti, akademisi, dan praktisi dari berbagai disiplin ilmu. Kami menerima kontribusi ilmiah dalam bentuk artikel penelitian, tinjauan pustaka, ...