ZIJEc: Zabags International Journal of Economy
Vol. 4 No. 2 (2026): Economic Studies

Profit-Taking Practices in Micro-Retail: A Fiqh Muamalah Perspective on Toko Arif

Anisa' Munfarida Munfarida (Al-Mujaddid Sabak Islamic Institute, Indonesia)
Nilfatri Nilfatri (Al-Mujaddid Sabak Islamic Institute, Indonesia)
Triyana Wulandari (Al-Mujaddid Sabak Islamic Institute, Indonesia)
Sri Kadarsih (Al-Mujaddid Sabak Islamic Institute, Indonesia)
Reza Okva Marwendi (Al-Mujaddid Sabak Islamic Institute, Indonesia)
Fatmanur Kaysı (KTO Karatay Üniversitesi, Türkiye)



Article Info

Publish Date
02 Aug 2026

Abstract

This study investigates the phenomenon of profit-taking practices in micro-trade at Toko Arif in Dendang Subdistrict, where profit margins vary according to product type, turnover rate, and risk of damage. The primary objective is to examine how profit-taking is implemented and to evaluate these practices from the perspective of fiqh muamalah. Employing a qualitative descriptive approach with a socio-legal (yuridis empiris) strategy, the research integrates field data obtained through direct observation, in-depth interviews, and documentation with theoretical insights from Islamic jurisprudence. Findings reveal that fast-moving goods such as eggs and sugar are sold with relatively low margins, while slow-moving or high-risk items are priced with higher margins to compensate for potential losses. Transparency in pricing, clarity of contracts, and honesty in product condition characterize the transactions, reflecting compliance with Islamic principles of fairness, mutual consent, and ethical conduct. The study contributes theoretically by extending fiqh muamalah discourse into the micro-business domain, which has been underexplored compared to banking and financial sectors. Practically, it offers guidance for small-scale traders to establish fair and sustainable profit margins aligned with Islamic values. The implications highlight the need for supportive policies that protect micro-entrepreneurs from disproportionate supplier risks and suggest further research into integrating maqāṣid al-sharī‘ah principles within diverse micro-trade contexts.

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Journal Info

Abbrev

zijec

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Social Sciences

Description

ZIJEc (Zabags International Journal of Economy) is an interdisciplinary economics journal that is open to the public, this peer-reviewed journal aims to publish research papers related to general economic issues, Islamic economics, business, management, accounting, and other relevant sciences. Both ...