SEWAGATI: Jurnal Pengabdian Kepada Masyarakat
Vol 5 No 2 (2026): SEWAGATI: Jurnal Pengabdian kepada Masyarakat

Edukasi Literasi Keuangan dan Pengelolaan Risiko Finansial Bagi Ibu Rumah Tangga di Beji Depok

Yulia Armelia (Universitas Pamulang)
Shafa Nur Amanda (Universitas Pamulang)
Marina Deswari (Universitas Pamulang)



Article Info

Publish Date
29 Jul 2026

Abstract

Financial literacy is a strategic competency for households in maintaining economic stability amidst the rapid digitalization of financial services. However, easy access to financial products carries potential risks, including excessive consumer debt, illegal online loans, digital fraud, and inadequate financial planning. This community service program aims to enhance the capacity of housewives regarding financial protection, family financial management, emergency fund planning, responsible debt management, and awareness of illegal financial services. The activity was conducted in Beji District, Depok City, involving 22 participants through educational lectures, interactive discussions, and Q&A sessions. A post-activity questionnaire was used to evaluate participants' understanding and responses. The results demonstrated significant improvements in household budgeting, emergency fund preparedness, responsible debt management, and awareness of digital financial fraud risks. The program demonstrates that community-based financial literacy education is effective in strengthening household financial resilience.

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Journal Info

Abbrev

sewagati

Publisher

Subject

Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health

Description

SEWAGATI: Jurnal Pengabdian kepada Masyarakat merupakan peer-reviewed journal yang memuat artikel-artikel ilmiah dari berbagai disiplin ilmu yang diadopsi dalam berbagai aktivitas pengabdian kepada masyarakat. Jurnal Sewagati diterbitkan oleh Sarau Institut, artikel-artikel yang dipublikasikan di ...