Benefit : Journal of Bussiness, Economics, and Finance
Vol. 3 No. 2 (2025): BENEFIT: Journal Of Business, Economics, and Finance

Pengaruh Digital Payment Gateway, E-Commerce, dan Modal Dalam Meningkatkan Pendapatan Coffee Shop

Audina Amanda Putri (Universitas Bina Darma)
Andrian Noviardy (Universitas Bina Darma)



Article Info

Publish Date
29 Sep 2025

Abstract

This study aims to analyze both partially and simultaneously the influence of digital payment gateways, e-commerce, and capital on coffee shop revenue. The research employed a quantitative approach with a population consisting of MSME coffee shops in Palembang City. The sample was determined using purposive sampling, involving 30 respondents who had implemented at least one type of e-commerce platform and digital payment service. Data were collected using a Likert-scale questionnaire and analyzed through validity and reliability testing, classical assumption tests, and multiple linear regression. The findings indicate that digital payment gateways have a positive and significant effect on coffee shop revenue. Similarly, e-commerce significantly contributes to expanding market reach and increasing sales. Capital also shows a positive influence on the stability and growth of business income. Simultaneously, these three variables significantly affect revenue, underscoring the importance of integrating digital technology adoption and adequate capital in driving coffee shop income growth in the digital era.

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Journal Info

Abbrev

benefit

Publisher

Subject

Economics, Econometrics & Finance Education

Description

Benefit: Journal of Business, Economics, and Finance aims to facilitate and promote the inquiry into and dissemination of research results on business, economy, and finance fields. The scope of our Journal Includes: Business Management, Business Economics, Digital Business, Public Economics, ...