Jurnal Ilmu Manajemen & Ekonomika
Vol. 18 No. 2 (2026): Jurnal Ilmu Manajemen dan Ekonomika, Vol. 18, No.2, June 2026

Systematic Literature Insight into Banking Transformation

Anti Deisnasari (Perbanas Institute)
Diana Permata Sari (PPM School of Management)



Article Info

Publish Date
29 Jun 2026

Abstract

The banking transformation is necessary to maintain a competitive edge and resilience in a dynamic, technology-driven environment. Despite the growing body of scholarship on this subject, the transformation of banking resilience remains insufficiently understood, particularly in the context of the technology-driven environment. This study examines the key factors that underpin successful digital transformation in the banking sector and evaluates how such transformation contributes to resilience. To achieve this, a systematic literature review was conducted, examining peer-reviewed academic articles published between 2016 and 2025. The findings highlight that successful digital transformation in banking depends on technology readiness, organizational culture, strong leadership support, and a robust regulatory framework, all of which are essential for driving innovation and resilience. By adopting an integrated analytical approach, this research contributes to understanding how banks can address the challenges of digital transformation and improve their resilience.

Copyrights © 2026






Journal Info

Abbrev

jime

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

JIME is a peer-reviewed journal published by INDONESIA BANKING SCHOOL. The journal main aim is to provide an outlet for publishing scholarly research articles which emphasizes the contribution and managerial implication of the findings. JIME invites manuscripts on various topics in banking, business ...