PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Vol. 11 No. 5 (2026): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat

Edukasi Keuangan bagi Warga Desa Lemoh Uner: Investasi sebagai Gaya Hidup: Financial Education for Rural Residents of Lemoh Uner: Investing as a Lifestyle

Vica Wilani Putri Kaparang (Universitas Negeri Manado)
Stevie Alan Lasut (Universitas Negeri Manado)
Samuel Benyamin Yohanis Saruan (Universitas Negeri Manado)



Article Info

Publish Date
15 May 2026

Abstract

The gap in financial literacy and inclusion is occurring not only in urban areas but also in rural areas. This gap indicates that people who use financial products or services are still not well-literate. Financial problems found in the field suggested that high living expenses make it difficult to set aside or save money, especially for investment purposes. Community service activities in Lemoh Uner Village focused on providing financial literacy through financial education for villagers. Community service activities were implemented through the preparation, implementation, reporting, and publication stages. The increase in financial literacy resulting from the implemented education was indicated by a change from a pre-test score of 38.89 percent to a post-test score of 76.85 percent, suggesting that financial education in Lemoh Uner Village increased local villagers' financial knowledge and literacy, especially regarding a conscious investment lifestyle. By increasing financial knowledge or literacy, it is also expected that Lemoh Village residents will have wiser financial attitudes. Community service through financial education can build awareness among Lemoh Uner Village residents about planning for future funds and investing intelligently and safely.

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Journal Info

Abbrev

pengabdianmu

Publisher

Subject

Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

Description

PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat is a scientific journal managed by Institute for Researches and Community Services Universitas Muhammadiyah Palangkaraya and published twice a year (in March and September) by Institute for Researches and Community Services Universitas ...