IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah
Vol. 5 No. 1 (2026): Volume 5 Nomor 1 Tahun 2026

Dispute Resolution Mechanism for Consumer Default in Order-Based Sales (Istisna’) Based on DSN-MUI Fatwa No: 06/DSN-MUI/IV/2000

Ulfah Khoirunnisak (Universitas Maarif Lampung)
Ambariyani Ambariyani (Universitas Maarif Lampung)



Article Info

Publish Date
25 Apr 2026

Abstract

This study aims to analyze the dispute resolution mechanism for consumer default (wanprestasi) in order-based sale transactions (istisna’) and to examine its conformity with Dewan Syariah Nasional Majelis Ulama Indonesia Fatwa No. 06/DSN-MUI/IV/2000 concerning Istisna’ contracts. The research employs a qualitative approach with a field study conducted in Sumber Rejeki Village, Bandar Mataram District, Central Lampung Regency. Data were collected through interviews, observation, and documentation involving furniture business owners (shani’) and consumers (mustashni’). The findings reveal that consumer default occurred through unilateral cancellation after the production process had begun, causing material losses to the seller. Dispute resolution was conducted through deliberation (musyawarah), resulting in a partial refund of the down payment, while the remaining amount was used to cover production costs. This mechanism is generally consistent with the provisions stipulated in Dewan Syariah Nasional Majelis Ulama Indonesia Fatwa No. 06/DSN-MUI/IV/2000, which prioritizes deliberation before arbitration. However, the study highlights the need for clearer written agreements and detailed product specifications to prevent future disputes and ensure balanced protection of the parties’ rights and obligations in istisna’ contracts.

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Journal Info

Abbrev

JI

Publisher

Subject

Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

Description

JThis journal focused on Islamic law on economics and finance studies and present developments through the publication of articles. Specifically, the journal will deal with topics, including but not limited to Islamic law on Islamic Banking, Islamic Marketing, Islamic Human Resources, Islamic ...