Proceeding International Conference Restructuring and Transforming Law
Vol. 2 No. 2 (2023): Proceeding International Conference Restructuring and Transforming Law

Bank Customer Protection Law from Skimming Crimes: According to The Consumer Law and The Banking Law

Fajriansyah Anugraha (Universitas Muhammadiyah Surakarta)
Hanifah Febriani (Universitas Muhammadiyah Surakarta)



Article Info

Publish Date
18 Mar 2024

Abstract

The purpose of this article is to explain the legal protection and responsibility of banks for the security of customers' personal data and customer deposits at the bank in cases of skimming crimes. This research uses a juridical-normative approach, namelyby researching library materials, namely primary and secondary legal materials. Data collection was carried out through literature study. The results of this research indicate that the bank is responsible for losses experienced by customers due to theft using the skimming crime mode, if proven by CCTV cameras and there is no negligence on the part of the customer who is the victim. Legal protection for customers is related to the reporting obligations offered by banks, namely Law no. 8 of 1999 concerning Consumer Protection and PBI no. 16/1/PBI/2014.

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Journal Info

Abbrev

icrtlaw

Publisher

Subject

Description

International Conference Restructuring and Transforming Law is a international conference to identify the transforming and restructuring law strategy for finally find solution based. In conclusion, the public had basic tendencies and patterns towards law have been revealed. A pandemic that is ...