Islamic Banking and Finance
Vol. 6 No. 1 (2026)

Pengaruh Modal Usaha KOMIDA Terhadap Kesejahteraan Ekonomi Perempuan Bone

Nurul Syafikah (Institut Agama Islam Negeri Bone)
Ismail Keri (Institut Agama Islam Negeri Bone)



Article Info

Publish Date
30 Jul 2026

Abstract

This study aims to analyze the effect of the business capital program provided by the Mitra Dhuafa Cooperative (KOMIDA) on the economic welfare of women in Bone Regency. The study used a quantitative approach with an ex post facto research type. The study population was 166 women who received business capital, with a sample of 62 respondents selected using a simple random sampling technique. Data were collected through a Likert scale questionnaire and analyzed using simple linear regression with the help of SPSS 27. The results showed that the provision of business capital had a positive effect on women's economic welfare with a regression coefficient of 0,378. However, this effect was not statistically significant because the significance value of 0,1235 was greater than 0.05. The coefficient of determination (R²) value of 0,031 indicated that business capital was only able to explain 3,1% of the variation in women's economic welfare, while 96,9% was influenced by other factors such as business skills, entrepreneurial experience, and market access. Thus, the KOMIDA business capital program has not had a significant effect on improving women's economic welfare in Bone Regency.

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Journal Info

Abbrev

ibf

Publisher

Subject

Economics, Econometrics & Finance

Description

Journal IBF (Islamic Banking and Finance) is a scientific journal managed by Islamic banking, the Bone State Islamic Institute of Religion. This journal focuses on major studies in Islamic Finance, Islamic Banking, finance, Islamic Financial Technology, Islamic Accounting and relevant fields of ...