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All Journal Islamic Banking and Finance
Nurul Syafikah
Institut Agama Islam Negeri Bone
Economics, Econometrics & Finance

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Pengaruh Modal Usaha KOMIDA Terhadap Kesejahteraan Ekonomi Perempuan Bone Nurul Syafikah; Ismail Keri
Islamic Banking and Finance Vol. 6 No. 1 (2026)
Publisher : Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ibf.v6i1.6169

Abstract

This study aims to analyze the effect of the business capital program provided by the Mitra Dhuafa Cooperative (KOMIDA) on the economic welfare of women in Bone Regency. The study used a quantitative approach with an ex post facto research type. The study population was 166 women who received business capital, with a sample of 62 respondents selected using a simple random sampling technique. Data were collected through a Likert scale questionnaire and analyzed using simple linear regression with the help of SPSS 27. The results showed that the provision of business capital had a positive effect on women's economic welfare with a regression coefficient of 0,378. However, this effect was not statistically significant because the significance value of 0,1235 was greater than 0.05. The coefficient of determination (R²) value of 0,031 indicated that business capital was only able to explain 3,1% of the variation in women's economic welfare, while 96,9% was influenced by other factors such as business skills, entrepreneurial experience, and market access. Thus, the KOMIDA business capital program has not had a significant effect on improving women's economic welfare in Bone Regency.
Co-Authors Ismail keri