<![CDATA[This study aims to analyze the financial performance of PT Bank Danamon Indonesia Tbk based on Return on Assets (ROA) and Return on Equity (ROE) during the 2021–2024 period. This study employed a quantitative approach with a descriptive research design. The data used were secondary data obtained from the annual financial statements of PT Bank Danamon Indonesia Tbk for the 2021–2024 period, sourced from the Indonesia Stock Exchange. Data were collected using documentation techniques and analyzed quantitatively and descriptively through the calculation of ROA and ROE. The results show that Bank Danamon's ROA fluctuated during the observation period, increasing from 0.86% in 2021 to 1.73% in 2022, before declining to 1.65% in 2023 and 1.35% in 2024. Meanwhile, ROE increased from 3.68% in 2021 to 7.22% in 2022 and 7.32% in 2023, before declining to 6.34% in 2024. Overall, both ROA and ROE remained below the industry standards applied in the study, indicating that Bank Danamon's financial performance based on these two profitability ratios was not yet optimal. This condition suggests the need to improve the efficiency of asset and equity management to enhance the company's ability to generate profits. Keywords: Return on Assets, Return on Equity, Profitability, Financial Performance, Bank Danamon.]]>
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