Public Policy : Jurnal Aplikasi Kebijakan Publik dan Bisnis
Vol. 7 No. 2 (2026): Public Policy : Jurnal Aplikasi Kebijakan Publik dan Bisnis

Frontline Banking Service Quality and Customer Satisfaction: Examining the Role of Teller Service Quality in Service Experiences

Audry Christianti Siahaya (STIA Trinitas, Ambon, Maluku, Indonesia)
Jusak Ubjaan (STIA Trinitas, Ambon, Maluku, Indonesia)
Samie Lambert Jacobs (STIA Trinitas, Ambon, Maluku, Indonesia)



Article Info

Publish Date
30 Aug 2026

Abstract

Customer satisfaction remains a critical indicator of banking service performance amid intensifying competition and digital transformation in the financial sector. This study examines the role of teller service quality in shaping customer satisfaction in banking services. Using a quantitative explanatory design, data were collected from 266 customers through a structured questionnaire using a five-point Likert scale. The data were analyzed through validity and reliability assessments, regression assumption tests, and simple linear regression. The findings show that teller service quality is positively and significantly associated with customer satisfaction and explains 63.4% of the variance in customer satisfaction. These findings highlight that human-based frontline services remain strategically important for enhancing customer experience and sustaining service competitiveness in the digital banking era.

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Journal Info

Abbrev

ppj

Publisher

Subject

Description

Public Policy: Jurnal Aplikasi Kebijakan Publik dan Bisnis is a peer-reviewed, multidisciplinary journal published by Universitas Dr. Djar Wattiheluw. The journal is dedicated to the dissemination of high-quality research that advances knowledge and practice in the fields of public policy and ...