The World of Financial Administration Journal
Volume 8 Issue 1, Juni 2026

Prosedur Pelayanan Customer Service Di PT. Bank Woori Saudara Indonesia 1906, Tbk. Kantor Cabang Subang

Annissa Priyanka Putri (Universitas Subang)
Iwan Setiawan Rachmat (Universitas Subang)



Article Info

Publish Date
30 Jun 2026

Abstract

Abstrak Penelitian ini dilakukan pada PT. Bank Woori Saudara Indonesia 1906, Tbk. Kantor Cabang Subang yang bertujuan untuk mengetahui prosedur pelayanan customer service, jenis layanan yang diberikan, serta kendala dan upaya dalam pelaksanaan pelayanan kepada nasabah. Dalam Tugas Akhir ini penulis bertujuan untuk mengetahui: (1) prosedur pelayanan customer service, (2) jenis layanan yang diberikan kepada nasabah, (3) kendala yang dihadapi dalam pelayanan, serta (4) upaya yang dilakukan dalam meningkatkan kualitas pelayanan. Metode yang digunakan yaitu metode deskriptif dengan pendekatan kualitatif. Teknik pengumpulan data dilakukan melalui observasi, wawancara, studi pustaka, dan dokumentasi. Hasil penelitian menunjukkan bahwa prosedur pelayanan customer service sudah berjalan dengan baik dan sesuai dengan Standar Operasional Prosedur (SOP). Layanan yang diberikan meliputi pembukaan rekening, penutupan rekening, penggantian kartu ATM, serta penanganan keluhan nasabah. Namun, masih terdapat beberapa kendala seperti antrian pada jam sibuk dan keterbatasan jumlah petugas. Oleh karena itu, diperlukan upaya peningkatan pelayanan seperti peningkatan kualitas sumber daya manusia dan optimalisasi sistem pelayanan. Kata kunci : Prosedur Pelayanan, Customer Service, Kepuasan Nasabah   Abstract This research was conducted at PT. Bank Woori Saudara Indonesia 1906, Tbk. Subang Branch Office, aiming to determine customer service procedures, types of services provided, as well as the challenges and efforts in service implementation to customers. This final project aims to identify: (1) customer service procedures, (2) types of services provided, (3) obstacles faced in service delivery, and (4) efforts made to improve service quality. The method used is descriptive with a qualitative approach. Data collection techniques include observation, interviews, literature study, and documentation. The results show that customer service procedures have been implemented properly in accordance with Standard Operating Procedures (SOP). The services include account opening, account closing, ATM card replacement, and handling customer complaints. However, there are still some obstacles such as queues during peak hours and limited staff. Therefore, improvements are needed, especially in enhancing human resources and optimizing service systems.  Keywords: Service Procedures, Customer Service, Customer Satisfaction. 

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Journal Info

Abbrev

keuangan

Publisher

Subject

Social Sciences

Description

The World Financial Administration Journal (WFAJ) is a scientific journal that publishes original articles on the latest knowledge, research or applied research and other developments in the fields of Financial Administration, Financial Policy, Central and Local Government Financial Management, ...