Journal of Entrepreneurship and Community Innovations
Vol 5 No 1 (2026): August 2026

Meningkatkan Literasi Keuangan Digital di Kalangan Pelaku Usaha Kuliner melalui Aplikasi AccounTax

Rizka Ramayanti (Trilogi University, Jakarta)
Nurul Aisyah Rachmawati (Trilogi University, Jakarta)
Erneza Dewi Krishnasari (Trilogi University, Jakarta)
Nasha Rabilah Affandy (Trilogi University, Jakarta)
Salsa Miftahul Jannah (Trilogi University, Jakarta)
Siti Sa'adah (Trilogi University, Jakarta)
Jo Anne Kristie (Trilogi University, Jakarta)



Article Info

Publish Date
06 Sep 2026

Abstract

Micro, small, and medium enterprises (MSMEs) face challenges in financial management, particularly in transaction recording, financial reporting, tax calculation, and separation of business and personal finances. This community service program aimed to improve the digital financial literacy and financial management capabilities of food business owners assisted by UP2K PKK Kelurahan Jatibening through the AccounTax application. The program involved 10 MSMEs and employed a participatory approach consisting of socialization, training, technology implementation, mentoring, evaluation, and sustainability monitoring. Participants were trained to record transactions, separate business and personal finances, prepare income statements and statements of financial position, and use the tax calculator feature. Evaluation through pre-test and post-test showed improvements in most indicators. Understanding of the main benefits of AccounTax increased from 60% to 90%, while understanding of financial recording objectives, separation of business and personal finances, and recordable transactions increased by 20% each. Transaction input skills and tax calculator understanding increased by 10%. The program demonstrates that practice-based training using digital financial applications can strengthen financial literacy, recording discipline, and MSME readiness to prepare structured financial statements. AccounTax contributes as an accessible digital tool to support business transparency, tax compliance, financing access, and sustainable business management.

Copyrights © 2026






Journal Info

Abbrev

jeci

Publisher

Subject

Humanities Economics, Econometrics & Finance

Description

JECI (Journal of Entrepreneurship and Community Innovations) adalah jurnal ilmiah yang menerbitkan artikel hasil Pengabdian Masyarakat setahun dua kali (Agustus dan Februari). Jurnal ini diterbitkan oleh Bidang Pengabdian kepada Masyarakat Fakultas Ekonomi dan Bisnis Universitas YARSI. Ruang lingkup ...