Article Per Year (5 Year)
p-Index From 2021 - 2026
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This Author published in this journals
All Journal Journal of Entrepreneurship and Community Innovations
Nurul Aisyah Rachmawati
Trilogi University, Jakarta
Humanities Economics, Econometrics & Finance

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Meningkatkan Literasi Keuangan Digital di Kalangan Pelaku Usaha Kuliner melalui Aplikasi AccounTax Rizka Ramayanti; Nurul Aisyah Rachmawati; Erneza Dewi Krishnasari; Nasha Rabilah Affandy; Salsa Miftahul Jannah; Siti Sa'adah; Jo Anne Kristie
Journal of Entrepreneurship and Community Innovations Vol 5 No 1 (2026): August 2026
Publisher : Lembaga Penelitian Universitas YARSI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33476/jeci.v5i1.526

Abstract

Micro, small, and medium enterprises (MSMEs) face challenges in financial management, particularly in transaction recording, financial reporting, tax calculation, and separation of business and personal finances. This community service program aimed to improve the digital financial literacy and financial management capabilities of food business owners assisted by UP2K PKK Kelurahan Jatibening through the AccounTax application. The program involved 10 MSMEs and employed a participatory approach consisting of socialization, training, technology implementation, mentoring, evaluation, and sustainability monitoring. Participants were trained to record transactions, separate business and personal finances, prepare income statements and statements of financial position, and use the tax calculator feature. Evaluation through pre-test and post-test showed improvements in most indicators. Understanding of the main benefits of AccounTax increased from 60% to 90%, while understanding of financial recording objectives, separation of business and personal finances, and recordable transactions increased by 20% each. Transaction input skills and tax calculator understanding increased by 10%. The program demonstrates that practice-based training using digital financial applications can strengthen financial literacy, recording discipline, and MSME readiness to prepare structured financial statements. AccounTax contributes as an accessible digital tool to support business transparency, tax compliance, financing access, and sustainable business management.
Co-Authors Erneza Dewi Krishnasari Jo Anne Kristie Nasha Rabilah Affandy Rizka Ramayanti Salsa Miftahul Jannah Siti Sa'adah