Tomini Journal of Aquatic Science
VOLUME 5 ISSUE 1, MAY 2026

Analysis of the Relationship between Income and Savings Ratio on the Welfare Level of Fishermen in the Gorontalo Bay Coast

Aksal Hilimi (Universitas Negeri Gorontalo)
Nuralim Pasisingi (Universitas Negeri Gorontalo)
Sitty Ainsyah Habibie (Universitas Negeri Gorontalo)



Article Info

Publish Date
30 May 2026

Abstract

The capture fisheries sector plays an important role in the economy of coastal communities, but the welfare of fishermen remains vulnerable due to income fluctuations and limited household financial management. This study aims to analyze the relationship between income and savings ratio with the welfare level of fishermen in the coastal area of Gorontalo Bay. The study uses a quantitative approach with a survey method of 111 fishermen selected using the Slovin formula with a 10 percent error rate. Data were collected through structured interviews using questionnaires, then analyzed descriptively and through Spearman's correlation test. The results show that most fishermen have an income ≥ Gorontalo City minimum wage, but the majority do not have savings. The general welfare level of fishermen is in the high category based on indicators from the Central Statistics Agency. The correlation test showed that income had a positive and significant relationship with welfare (correlation coefficient of 0.486; significance of 0.000), while the savings ratio showed a positive but insignificant relationship (correlation coefficient of 0.149; significance of 0.120), indicating that savings did not yet reflect the welfare of fishermen's households in real terms. These findings confirm that the welfare of fishermen is more closely related to income than to savings.

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Journal Info

Abbrev

tjas

Publisher

Subject

Agriculture, Biological Sciences & Forestry

Description

Tomini Journal of Aquatic Science (Tomini J. Aquat. Sci.) is an open-access peer-reviewed journal that published by the Faculty of Fisheries and Marine Science, Gorontalo State University. This journal dedicated to the research in the field of aquatic sciences (freshwater, marine, and brackish). ...