<![CDATA[Technological advances in the payment system have shifted the role of cash as a means of payment to a more efficient and economical form of non-cash payment. The formulation of the problem in this study is: how are the perceptions of students of the UNIMAL psychology study program Force 2018 towards the use of electronic money (e-money) as a transaction tool? and What is the perception of students of the 2018 Malikulsaleh University Psychology study program on the use of e-money as a transaction tool in the perspective of Islamic Economics? This study aims to determine the extent of students' understanding of electronic money as a transaction tool in the perspective of Islamic economics. This research was conducted at the Islamic Center Mosque in Lhokseumawe City. This study uses a qualitative approach. The population in this study were students of the 2018 Psychology Study Program. The results of this study are the use of electronic money as a transaction tool is significantly influenced by perceptions of benefits, perceptions of convenience and perceptions of risk and security. However, electronic transactions are allowed according to Islam as long as they do not contain elements that can damage them such as usury, fraud, fraud, coercion and the like and fulfill the pillars and conditions in the sale and purchase.]]>
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