MIZAN, Jurnal Ilmu Hukum
Vol 15 No 2 inpress (2026): Mizan: Jurnal Ilmu Hukum

PERLINDUNGAN HUKUM TERHADAP PIHAK KETIGA DALAM PERJANJIAN KREDIT DENGAN JAMINAN HAK TANGGUNGAN

Santosa, Muhammad Singgih (Unknown)
Makhali, Imam (Unknown)



Article Info

Publish Date
09 Sep 2026

Abstract

The third part as the buyer of the Mortgage in practical often encounters some obstacles when they want to hold the object of the Mortgage that has been purchased through a Mutual Agreement because it turns out that the object have nothing to do with the debtor's debts and creditors cannot fully control their assets. This study aims to find out and analyze the implementation of mortgage agreements in Boyolali City, to find out and analyze legal protection for third parties in Credit Agreements with Mortgage Guarantees in Boyolali City, and to find out and analyze examples of mortgage deed. The research approach method used in this thesis is a sociological juridical research method. This research specification uses are descriptive analysis. The type of data used in this research is primary data which includes the 1945 Constitution; Law No. 2 of 2014; Mortgage Law; Code of Civil law; the Criminal Code, as well as secondary data containing books and other supporting documents. Research data collection with interview techniques and study of documents or library materials. The data analysis method used in analyzing the data is a qualitative analysis of the interactive model as proposed by Miles and Huberman The results of the study indicate that the implementation of credit with mortgage guarantees at the bank has a procedure regarding the provisions, the conditions that must be carried out from the time the customer's application is submitted until the loan is paid off by the bank. Legal protection for third parties in the implementation of mortgage guarantee objects is regulated in Article 1 paragraph (1) No. 8 of 1999 concerning the Consumer Protection Act.

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Journal Info

Abbrev

Mizan

Publisher

Subject

Religion Law, Crime, Criminology & Criminal Justice Social Sciences

Description

Jurnal MIZAN terbit 2 (dua) kali dalam setahun pada bulan Juni dan Desember dimaksudkan sebagai sarana publikasi karya ilmiah para pakar, peneliti dan ahli dalam bidang yang terkait dengan masalah ilmu hukum. ...