Pengaruh Pendidikan Keuangan Keluarga dan Teman Sebaya terhadap Financial Management Behavior Mahasiswa Dimediasi oleh Self-Control

Sri Rejeky Febriyanti (Universitas Negeri Surabaya)
Jun Surjanti (Universitas Negeri Surabaya)

Optimal: Jurnal Ekonomi dan Manajemen
Vol. 5 No. 3 (2025): Jurnal Ekonomi dan Manajemen

This study focuses on analyzing the influence of family financial education and peer on students' financial management behavior with self-control as a mediating variable. The subjects studied were students of the 2021-2024 Economic Education undergraduate study program at Surabaya State University, with a sample size of 233 students. The method used was quantitative and the sampling technique was Convenience Sampling. The data analysis technique was in the form of a Structural Equation Modeling (SEM) test with WarpPLS software. The results showed that family and peer financial education had a positive and significant effect on financial management behavior. Other results stated that self-control did not have a significant effect as a mediating variable.