<![CDATA[This study aims to examine the influence of liquidity and solvency on profitability at Bank Rakyat Indonesia (Persero) Tbk, a banking institution listed on the Indonesia Stock Exchange during the research period. Liquidity is measured using the Loan to Deposit Ratio (LDR), solvency is represented by the Capital Adequacy Ratio (CAR), and profitability is evaluated through Return on Assets (ROA). The research applies a quantitative approach and uses regression analysis to analyze the relationships among these financial variables. The findings show that liquidity, as proxied by LDR, does not have a significant effect on profitability, indicating that a higher level of liquidity does not automatically improve the bank’s ability to generate profits. Meanwhile, solvency measured by CAR has a positive and significant impact on profitability, suggesting that stronger capital adequacy enables banks to manage risks more effectively and support operational performance. These results emphasize that adequate capital strength plays a crucial role in enhancing banking profitability and maintaining financial stability in the banking sector.]]>
Copyrights © 2026
