Pengaruh Literasi Keuangan dan Financial Technology (Fintech) terhadap UMKM di Kota Betun Kabupaten Malaka

Alisia Maria Mendes (Universitas Nusa Cendana)
Fransina Wehelmina Ballo (Universitas Nusa Cendana)
Maria Indriyani Hewe Tiwu (Universitas Nusa Cendana)

JIMEK
Vol. 5 No. 3 (2025): November: Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan (JIMEK)

This research aims to determine the influence of Financial Literacy and Finansial Technology on MSMEs in, Betun City, Malaka Regency, both partially and simultaneously.This research uses a quantitative descriptive research type and this research uses an associative approach. The sample in this research was 47 MSMEs in Betun City. The sampling technique uses the Simple Random Sampling method. The data collection technique in this research uses the questionnaire distribution technique with a Likert scale easurement scale. The data analysis technique in this research uses hypothesis testing (Ttest and F test), and the coefficient of determination. Data management in this research uses SPSS (Statistical Product and Service Solution) software. The results of this research prove that Financial Literacy and Financial Technology together have a positive and significant effect on MSMEs actors in Betun City, Malaka Regency.