<![CDATA[This research aims to analyze the influence of financial literacy and gender on the financial management of students in Banjarmasin. This research method used a quantitative approach. The sample in this study consists of 300 respondents, including male and female students. The data analysis methods used are T-test and multiple linear regression. The findings of this study indicate that there is no difference in financial management between male and female students. The regression test results show that the variable of financial literacy has a positive and significant effect on students' financial management. And the moderated regression analysis (MRA) shows that gender moderates the relationship between financial literacy and the financial management of students in Banjarmasin.]]>
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