<![CDATA[Baitul Mal wat Tamwil (BMT) is a sharia microfinance institution whose founding concept is profit-oriented and social. Its function is to collect funds in the form of savings and deposits from the community, administer these funds, and redistribute them in the form of financing, receivables, or loans with a profit-sharing system based on sharia principles. The history of BMT in Indonesia is rooted in grassroots initiatives with the application of various sharia contracts in Islamic muamalah. In the context of microfinance, BMT's contribution to community economic empowerment such as providing financing for businesses, training and mentoring, local economic development, social fund management (ZISWAF), increasing income and poverty alleviation effectively increases financial inclusion by providing access to financial services for individuals and community groups previously underserved by conventional financial institutions. Conclusion: Baitul Mal wat Tamwil contributes significantly to Community Economic Empowerment. Conclusion: Baitul Mal wat Tamwil contributes significantly to Community Economic Empowerment]]>
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