Jurnal Pengabdian Masyarakat Kesosi
Vol. 9 No. 1 (2026): Januari: Jurnal Abdimas KESOSI

Edukasi Literasi Finansial Digital Sebagai Upaya Penguatan Ekonomi Digital Masyarakat Desa Sukatepu

Jihan Fatya (Universitas Islam Negeri Sumatera Utara)
Titania Febrianti (Universitas Islam Negeri Sumatera Utara)
Romi Aldiansyah (Universitas Islam Negeri Sumatera Utara)
Miftahul Fadhil Hanif (Universitas Islam Negeri Sumatera Utara)
Siti Aisyah (Universitas Islam Negeri Sumatera Utara)



Article Info

Publish Date
30 Jan 2025

Abstract

The digital economic transformation has expanded public access to technology-based financial services such as digital wallets, mobile banking, and online loans. However, this expansion of access has not been matched by adequate digital financial literacy, especially in rural areas, thereby increasing the risk of household economic vulnerability. This community service activity aims to improve the digital financial literacy of the people of Sukatepu Village through education, socialization, and participatory assistance. The method used is a descriptive approach with stages of observation, material delivery, interactive discussion, and qualitative evaluation. The results show an increase in the community's understanding of the concept of fintech, the risks of illegal online loans, and more rational digital financial management. Economically, this activity contributes to changing the community's financial behavior from consumptive to productive. Digital financial literacy has proven to be an important foundation in strengthening the economic resilience of villages in the digital era.

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