<![CDATA[Micro, Small, and Medium Enterprises (MSMEs) in Indonesia continue to face various challenges in managing business finances, particularly in separating personal and business finances, monitoring cash flow, and maintaining simple financial records. This community service activity aimed to improve MSME actors’ understanding and practical skills in managing business finances effectively through a training program entitled “Effective Financial Management for MSMEs,” organized through a collaboration between Rumah BUMN and Universitas Sains Teknologi Ekonomi Digital Indonesia (USTEDI) in Semarang City. The methods employed included lectures, interactive discussions, simulations of profit and daily wage calculations, and case study analysis of home-based culinary businesses. The results indicated an improvement in participants’ understanding of the importance of separating personal and business finances, recording daily transactions, and utilizing simple financial recording tools, such as manual bookkeeping, spreadsheets, and free accounting applications. Participants also expressed their willingness to open separate business bank accounts and prepare simple income statements and cash flow reports. This activity is expected to strengthen MSME financial literacy and support the sustainability and business development of the participants.]]>
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