<![CDATA[This Community Service (PkM) activity aims to educate and improve the understanding of the community in Margomulyo Village, focusing on financial literacy in managing household and personal finances. This program is implemented through three stages: a counseling session, an interactive discussion session, and a final evaluation to assess the community's understanding after the activity. This community service activity successfully broadened the participants', in this case the village community, insights into effective financial management. Based on the material presented, residents now understand the urgency of financial literacy and its application methods. However, the results of the discussions showed that before this activity, the local community was still unfamiliar with the instruments and concepts of financial literacy that currently exist. This understanding is crucial as a basic foundation for the community to avoid financial crises. Financial problems do not always stem from low income, but are often triggered by management errors, such as non-prioritizing consumption patterns, late payment of obligations, and the lack of future fund protection.]]>
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