Advances in information technology have had a big impact in the field of e- commerce, namely the buying and selling process carried out online. The concept of Qardh is a transaction that has binding legal consequences for the lender after the loan recipient accepts it. Shopee, as one of the most popular and popular online shopping platforms, especially in Indonesia, has implemented the Qardh contract in one of its payment options, namely Shopee Pay Later. Through this method, Shopee users have the opportunity to pay in interest-free installments. This method gives access to users who already have an online shop on Shopee to provide instant loans to buyers. Transactions via e-commerce or marketplaces like this are permitted as long as they meet the basic principles of muamalah and meet the requirements, as long as they do not violate sharia law or conflict with the texts (dalil). Technological advances in trading are a form of electronic trading.
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