Perbedaan Peminjaman Uang Pada Bank Konvensional dan Bank Syariah Menurut Pandangan Ekonomi Islam

Annisa Maulida (Universitas Lambung Mangkurat)
Daniear Putri Pratama Adhadi

Jurnal Agama Sosial dan Budaya
Vol. 3 No. 2 (2024): March Religion : Jurnal Agama, Sosial, dan Budaya

Conventional banks and Islamic banks are an alternative for the community in terms of financial transactions or other financial problems. The main factor in the general public is money lending. This research aims to discuss the main differences between conventional banks and sharia banks, the advantages of lending money from conventional banks to sharia banks and the principles of sharia banks and conventional banks in lending money. The research method uses qualitative. The research results explain that when borrowing money from a sharia bank we use a profit sharing system in the sense that we do not charge interest, whereas conventional banks use a policy of giving interest on loans and investments.