ANALISIS PENGARUH DANA PIHAK KETIGA SERTA KREDIT TERHADAP KINERJA LABA PT. BPR RESTU DEWATA DI KECAMATAN KEDIRI, KABUPATEN TABANAN: An Analysis Of The Impact Of Third-Party Funds And Lending On The Profitability Of PT. BPR Restu Dewata In Kediri District, Tabanan Regency

I Gusti Ayu Meta Purmina Dewi (Fakultas Ekonomi dan Bisnis Universitas Tabanan)
Ngurah Made Novianha Pynatih (Fakultas Ekonomi dan Bisnis Universitas Tabanan)
Ni Rai Artini (Fakultas Ekonomi dan Bisnis Universitas Tabanan)

Ganec Swara
Vol. 20 No. 2 (2026): Juni 2026

This study aims to analyze the effect of savings, deposits, and credit on the profit of PT. BPR Restu Dewata in Kediri District, Tabanan Regency, both partially and simultaneously. This research is associative in nature and uses secondary quantitative data in the form of monthly reports from January 2021 to December 2025. The sample was determined using purposive sampling, and data were collected through document study. The analysis was conducted using multiple linear regression. The results show that partially, savings, deposits, and credit have a positive and significant effect on profit, and simultaneously they also have a significant effect. The R² value of 0.974 indicates that savings, deposits, and credit collectively explain 97.4% of the variation in profit, while the remaining 2.6% is influenced by other factors outside the model