Profetika: Jurnal Studi Islam
Vol. 27 No. 02 (2026): Profetika Jurnal Studi Islam 2026

Regional Economic Dimensions and Gender-Inclusive Islamic Finance: Advancing Maqāṣid al-Sharīʿah and the SDGs Through a Cross-Country Comparative Analysis

Dahlifah (Sekolah Tinggi Ilmu Ekonomi Indonesia, Jakarta)
Lapipi (Department of Development Economics, Halu Oleo University)
Uun Sunarsih (Sekolah Tinggi Ilmu Ekonomi Indonesia, Jakarta)
Hasddin (Department of Urban and Regional Planning, Lakidende University, Unaaha)
Munir (Sekolah Tinggi Ilmu Syari’ah Al-Manar Jakarta)



Article Info

Publish Date
16 Jun 2026

Abstract

Objective: This study aims to analyze the relationship between gender inclusion strategies and the profitability of Islamic financial institutions in Asia, the Middle East, and Sub-Saharan Africa. Its main focus is to identify the contribution of women's participation to financial performance and inclusion. Theoretical framework: The research is based on the theory of financial inclusion, gender diversity in governance, and the performance of financial institutions. This framework emphasizes that women's involvement can improve institutional innovation, stability, and profitability. Literature review: Previous research has shown that gender influences the adoption of financial products and institutional performance. However, cross-border studies in the context of Islamic finance are still limited. Methods: Using comparative case studies in countries with high penetration of Islamic finance. Data from 89 journal articles were analyzed descriptively-comparatively and thematically, using NVivo and Python. Results: Results show that gender inclusion strategies supported by gender-responsive governance, digital innovation, and institutional collaboration contribute to increased efficiency and profitability. There are significant differences in approaches between regions in encouraging women's empowerment. Implications: The results of the research are the basis for strengthening more gender-inclusive Islamic finance policies and practices. These findings also support the achievement of the SDGs related to economic equality and inclusion. Novelty: Offers a cross-border comparative mapping of the relationship between gender inclusion and sharia financial profitability. This study integrates aspects of institutional strategy, women's participation, and Islamic finance innovation.

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Journal Info

Abbrev

profetika

Publisher

Subject

Religion Humanities Education Social Sciences

Description

Profetika: Jurnal Studi Islam is a scientific journal published by the Postgraduate Program of Universitas Muhammadiyah Surakarta. It aims to serve as an academic platform for publishing original and innovative research findings in the field of Islamic Studies. The primary focus of this journal is ...