Jurmas Azam Insan Cendikia
Vol. 5 No. 3 (2026): Jurmas Azam Insan Cendikia

Asset-Based Community Development For MSME Empowerment Through Islamic Financingassistance In The IKN Buffer Zone

Muhamad Hasbi (Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda)
Nur Rahmatullah (Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda)
Muhammad Farhan (Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda)



Article Info

Publish Date
11 Oct 2026

Abstract

This community service is motivated by the potential and challenges faced by Micro, Small, and Medium Enterprises (MSME) in Sepaku District, a buffer zone for the Indonesian Capital City (IKN). Despite having a significant number of MSME and receiving government incentives, access to Islamic financing remains limited. This study aims to empower MSME using an Asset-Based Community Development (ABCD) approach through Islamic financing assistance. The methods used include observation, in-depth interviews, and participatory mentoring involving academics, sharia banking practitioners, and the sub-district government. The results of the community service show an increase in MSME' understanding of Islamic financing products and the identification of the potential for establishing a Islamic financing community. This community asset-based mentoring is showed potential to improve in building MSME awareness and interest in Islamic financing, although geographical challenges and banking human resources remain obstacles. It is concluded that the ABCD approach can be a sustainable empowerment model to strengthen the sharia economic ecosystem in the IKN buffer zone.

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Journal Info

Abbrev

aic

Publisher

Subject

Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

JURMAS AIC Menerbitkan berdasarkan kegiatan pengabdian kepada masyarakat dengan berbagai pendekatan multi disiplin llmu yang dirangkup dalam sebuah hasil pengabdian masyarakat. Jurnal ini didirikan oleh Yayasan Azam Insan ...