Journal of Community Services and Engagement: Voice of Community (VOC)
Vol. 6 No. 2 (2026)

Improving Financial Literacy of Gen Z Students Through Investment Education

Winny Perwithosuci (Economics Development Department, Universitas Muhammadiyah Surakarta)
Lilis Novitasari (Economics Development Department, Faculty of Economics and Business, Universitas Muhammadiyah Surakarta)
Anissa Dian Fitriana (Economics Development Department, Faculty of Economics and Business, Universitas Muhammadiyah Surakarta)
Ali Zainal Abidin (Economics Development Department, Faculty of Economics and Business, Universitas Muhammadiyah Surakarta)



Article Info

Publish Date
13 Aug 2026

Abstract

Indonesia is one of the most populous countries in the world. Gen Z dominates 27.49% of the total population, with 74,93 million compared to the general population of 270 million. This data shows that development activities in Indonesia will be indirectly influenced by the contribution of Gen Z. One indicator of national development is the level of financial literacy. The financial literacy level of Gen Z is considered unsatisfactory. Most Gen Z are students. As agents of change, students are expected to bring about greater change. However, several studies show that students still have a low level of financial literacy. Based on the explanation above, this community service activity is urgently needed to provide information and education to Gen Z students in the Faculty of Economics and Business at Universitas Muhammadiyah Surakarta. This activity aims to help participants gain a deeper understanding of investment theory, enabling them to enhance their financial literacy. The community service was conducted through lectures, discussions, and simulation exercises. The results show that there was an increase in understanding and interest in investing.

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Journal Info

Abbrev

voc

Publisher

Subject

Religion Humanities Education Public Health Social Sciences Other

Description

The aim of this journal publication is to disseminate the conceptual thoughts or ideas and research results that have been achieved in the area of community services and engagement. Journal of Community Services and Engagement: Voice of Community (VOC), particularly focuses on the main problems in ...