MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Article in Press

Pengaruh Store Atmosphere dan Digital Payment terhadap Keputusan Pembelian di Toko Kelontong Madura Bintang Barokah Wonogiri

Wahyuni Wigiastuti (Indonesia Open University)
Djoesept Harmat Tarigan (Universitas Mandiri Bina Prestasi)



Article Info

Publish Date
06 Oct 2026

Abstract

The purpose of this study is to examine the partial and simultaneous effects of digital payment and store atmosphere on purchase decisions at Toko Kelontong Madura Bintang Barokah, Wonogiri. The research approach uses a causal associative quantitative method. The sample used consisted of 100 store customer respondents with an accidental sampling technique. Primary data were collected through a structured questionnaire and analyzed using multiple linear regression via IBM SPSS Statistics 26. The results of the partial analysis show that the store atmosphere variable does not have a significant and meaningful effect on purchasing decisions (t = -1.412; sig = 0.161 > 0.05). In contrast, the digital payment variable has a positive and highly significant effect on purchasing decisions (t = 11.310; sig = 0.000 < 0.05). The simultaneous test (F-test) proves that both independent variables together have a significant effect on purchasing decisions (F = 85.188; sig = 0.000 < 0.05) with a contribution of the coefficient of determination (R Square) value of 64.7%. In conclusion, the physical rejuvenation of the store only serves as a basic comfort standard, while the provision of QRIS digital payment becomes the main driving force in facilitating transactions and executing consumer purchase decisions in rural areas.

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Journal Info

Abbrev

MUQADDIMAH

Publisher

Subject

Economics, Econometrics & Finance

Description

MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis presents actual studies on the field of management and business in the perspective of conventional economics and sharia economics. These studies are expected to enrich scientific treasures in the field of management and business so that ...