Jurnal Greenation Ilmu Akuntansi
Vol. 3 No. 4 (2025): (JGIA) Jurnal Greenation Ilmu Akuntansi (November 2025 - Januari 2026)

Financial Literacy as the Foundation for Successful Entrepreneurship in Underdeveloped Villages

Ary Fiyanto (Universitas Borobudur, Indonesia)
Karno (Universitas Borobudur, Indonesia)



Article Info

Publish Date
05 Dec 2025

Abstract

Financial literacy constitutes a fundamental capability required for developing entrepreneurship in disadvantaged villages. This research aims to analyze the role of financial literacy in promoting entrepreneurial success in remote areas. The methodology employed was case study with qualitative approach in three disadvantaged villages in Central Java. Data were collected through structured interviews with 45 respondents consisting of micro-entrepreneurs and community groups. Results indicate that low financial literacy levels serve as primary barriers in business development. Entrepreneurs with good financial literacy demonstrate 73% higher business success rates compared to those lacking adequate financial knowledge. Financial literacy training programs prove effective in enhancing business financial management capabilities and access to capital. These findings provide empirical evidence that financial literacy plays a vital role in building strong entrepreneurial foundations in disadvantaged villages.

Copyrights © 2025






Journal Info

Abbrev

JGIA

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Greenation Ilmu Akuntansi (JGIA) merupakan peer-reviewed jurnal yang mempublikasikan artikel-artikel ilmiah dalam bidang Akuntansi. Artikel-artikel yang dipublikasikan di Jurnal Akuntansi meliputi hasil penelitian ilmiah asli (prioritas utama), artikel ulasan ilmiah yang bersifat baru (tidak ...