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All Journal Jurnal Greenation Ilmu Akuntansi
Ary Fiyanto
Universitas Borobudur, Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Financial Literacy as the Foundation for Successful Entrepreneurship in Underdeveloped Villages Ary Fiyanto; Karno
Jurnal Greenation Ilmu Akuntansi Vol. 3 No. 4 (2025): (JGIA) Jurnal Greenation Ilmu Akuntansi (November 2025 - Januari 2026)
Publisher : Greenation Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jgia.v3i4.561

Abstract

Financial literacy constitutes a fundamental capability required for developing entrepreneurship in disadvantaged villages. This research aims to analyze the role of financial literacy in promoting entrepreneurial success in remote areas. The methodology employed was case study with qualitative approach in three disadvantaged villages in Central Java. Data were collected through structured interviews with 45 respondents consisting of micro-entrepreneurs and community groups. Results indicate that low financial literacy levels serve as primary barriers in business development. Entrepreneurs with good financial literacy demonstrate 73% higher business success rates compared to those lacking adequate financial knowledge. Financial literacy training programs prove effective in enhancing business financial management capabilities and access to capital. These findings provide empirical evidence that financial literacy plays a vital role in building strong entrepreneurial foundations in disadvantaged villages.
Co-Authors Karno