This study aims to analyze the relationship between credit risk, liquidity risk, Net Interest Margin, and gender diversity and profitability, with firm size serving as a moderating variable in family banks listed on the Indonesia Stock Exchange during the 2022–2025 period. This study employs a quantitative approach using purposive sampling as the sampling technique. Secondary data were used, consisting of 52 observations obtained from financial statements and annual reports. Data analysis was conducted using panel data regression with EViews 13 software. The analytical methods included descriptive statistical analysis, panel data regression analysis, classical assumption tests, and Moderated Regression Analysis (MRA) to examine the moderating role of firm size. The results indicate that credit risk, liquidity risk, and gender diversity do not have a significant relationship with profitability, whereas Net Interest Margin has a significant positive relationship with profitability. Furthermore, firm size is unable to moderate the relationship between credit risk, liquidity risk, Net Interest Margin, and gender diversity and profitability.
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