Jurnal Imiah Pengabdian Pada Masyarakat (JIPM)
Vol 4 No 2 (2026): Oktober - Desember

Mencetak Generasi Cerdas Finansial: Edukasi Literasi Keuangan Melalui Pembuatan Celengan Pintar bagi Anak-anak di Desa Tumpukan, Karangdowo, Klaten

Bela Ayu Ratnasari (UIN Raden Mas Said Surakarta)
Muhammad Ahsin Miftahuddin (UIN Raden Mas Said Surakarta)
Muhammad Sabiq Al Ghozali (UIN Raden Mas Said Surakarta)
Ummu Hanifah (UIN Raden Mas Said Surakarta)
Adelia Esthiningtyas Widoretno (UIN Raden Mas Said Surakarta)
Andhika Misbakhul Munir (UIN Raden Mas Said Surakarta)
Yoga Nur Al Firdaus (UIN Raden Mas Said Surakarta)
Maysa Rona Shofiyah (UIN Raden Mas Said Surakarta)
Putri Setianingrum (UIN Raden Mas Said Surakarta)
Destama Wahyu Putri (UIN Raden Mas Said Surakarta)
Lutfia Indah Fitriani (UIN Raden Mas Said Surakarta)
Radista Indriani (UIN Raden Mas Said Surakarta)



Article Info

Publish Date
01 Oct 2026

Abstract

This community service program aimed to introduce basic financial literacy to elementary school aged children in Desa Tumpukan, Kecamatan Karangdowo, Kabupaten Klaten, most of whom come from families with modest economic conditions, underscoring the need for early financial education. Financial education for children in Indonesia remains rarely applied within families or schools, leaving many children unable to distinguish needs from wants and unaccustomed to saving. The program combined a socialization session using PowerPoint media with hands on practice, in which 30 elementary school aged participants decorated and used a savings-target piggy bank made from used bottles as a learning medium. Evaluation was carried out through observation of participant participation and a question-and-answer session at the end of the activity. The results show that participants’ understanding of the function of money, the benefits of saving, and the distinction between needs and wants improved, along with early behavioral changes in how they managed their pocket money. The savings target piggy bank medium also fostered environmental awareness through the reuse of discarded materials. These findings indicate that interactive, practice-based financial literacy education can help children build disciplined and responsible saving habits from an early age, supported by ongoing collaboration among families, schools, and the surrounding community.

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Journal Info

Abbrev

jipm

Publisher

Subject

Religion Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

Description

Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) merupakan jurnal pengabdian kepada masyarkat yang diterbitkan oleh CV.INDONESIA dengan Nomor Registrasi ISSN : 3026-1163 (Online). Terbit pertama kali bulan Juni 2023, dan diterbitkan 2 kali dalam setahun yaitu pada bulan (Juni dan Desember). Setiap ...