The effect of financial literacy and digital payment technology on financial vulnerability: A crucial investigation

Ajeng Wahyu Azizah (Universitas Negeri Yogyakarta)
dhyah setyorini (Universitas Negeri Yogyakarta)

Kompartemen : Jurnal Ilmiah Akuntansi
Vol. 22 No. 2 (2024): KOMPARTEMEN, Vol 22 No 2, September 2024

This study examines the effect of (1) financial literacy on student financial vulnerability and (2) digital payment technology on student financial vulnerability. This research approach uses a quantitative approach. The method used is the survey method. The population in this study were accounting students of Yogyakarta State University (UNY) batch 2017 - 2023, and the sampling method used convenience sampling. The research sample was obtained from 86 students from the 2017-2023 class and divided into proportions. Hypothesis testing using multiple linear regression analysis. The results of this study indicate that (1) financial literacy does not affect financial vulnerability; (2) digital payment technology has a significant positive effect on financial vulnerability.