Ajeng Wahyu Azizah
Universitas Negeri Yogyakarta

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The effect of financial literacy and digital payment technology on financial vulnerability: A crucial investigation Ajeng Wahyu Azizah; dhyah setyorini
Kompartemen : Jurnal Ilmiah Akuntansi Vol. 22 No. 2 (2024): KOMPARTEMEN, Vol 22 No 2, September 2024
Publisher : Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/kompartemen.v22i2.23813

Abstract

This study examines the effect of (1) financial literacy on student financial vulnerability and (2) digital payment technology on student financial vulnerability. This research approach uses a quantitative approach. The method used is the survey method. The population in this study were accounting students of Yogyakarta State University (UNY) batch 2017 - 2023, and the sampling method used convenience sampling. The research sample was obtained from 86 students from the 2017-2023 class and divided into proportions. Hypothesis testing using multiple linear regression analysis. The results of this study indicate that (1) financial literacy does not affect financial vulnerability; (2) digital payment technology has a significant positive effect on financial vulnerability.