Maslahah: Jurnal Manajemen dan Ekonomi Syariah
Vol. 4 No. 4 (2026): Oktober: Maslahah : Jurnal Manajemen dan Ekonomi Syariah

Pengaruh Literasi Keuangan Syariah dan Brand Trust terhadap Minat Menggunakan Produk Perbankan Syariah pada Masyarakat di Kabupaten Bireuen

Surita Zahara (Universitas Islam Kebangsaan Indonesia Bireuen)
Mai Simahatie (Universitas Islam Kebangsaan Indonesia Bireuen)
Muhammad Saifrizal (Universitas Islam Kebangsaan Indonesia Bireuen)



Article Info

Publish Date
12 Oct 2026

Abstract

This study examines the role of Islamic financial literacy and brand trust in shaping people's intention to use Islamic banking products in Bireuen Regency. A quantitative survey approach was employed by distributing questionnaires to respondents in the study area. The collected data were analyzed using multiple linear regression. The findings indicate that Islamic financial literacy has a positive and significant effect on the intention to use Islamic banking products, as indicated by a t-value of 3.305 and a significance value of 0.001. Brand trust also shows a positive and significant relationship with the intention to use Islamic banking products, with a t-value of 3.553 and a significance value of 0.001. Furthermore, both independent variables jointly have a significant effect on the dependent variable, with an F-value of 25.071. The coefficient of determination indicates that the two variables explain 35% of the variation in people's intention to use Islamic banking products. These results highlight the relevance of financial understanding and trust in encouraging the use of Islamic banking products among the community.

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Journal Info

Abbrev

Maslahah

Publisher

Subject

Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

bidang Ilmu Manajemen dan Ekonomi Syariah. Jurnal ini berkaitan dengan aspek apapun dari manajemen, namun tidak terbatas pada topik berikut : berbagai perspektif ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ...