Peranan Suku Bunga Kredit, Capital Adequacy Ratio (Car) dan Loan To Deposit Ratio (Ldr) Bagi Pertumbuhan Ekonomi Indonesia: Studi Kasus: Bank Pembangunan Daerah

Mohammad Asril Lisaholet (Badan Pusat Statistik Kabupaten Seram Bagian Barat)

Jurnal Ekonomi dan Pembangunan
Vol. 30 No. 2 (2022): Jurnal Ekonomi dan Pembangunan

Controlling the banking-monetary in such a way needs to be done so that dynamic of real sector growth developed to expected way. This study is intended to analyze the role of credit interest rate instrument, development of capital adequacy ratio (CAR), and loan to deposit ratio (LDR) to Indonesian economics growth in the last ten years. By using multiple linear stepwise regression analyzing method approach, a very significant role simultaneously and partially from credit interest rate instrument and development of CAR push the Indonesian economics growth in a long term were found. When the average lending rate decreases and CAR increases, it will increase economic growth in the long run. Meanwhile, there is no significant influence of LDR development on Indonesia’s long-term economic growth.