<![CDATA[ The purpose of this study is (1) to identify the factors (internal and external) in bank credit for the capture fisheries sector, (2) to analyze the strengths and weaknesses of bank credit for this sector, (3) to study the opportunities and threats in this sector, and (4) to formulate policy strategies that can be used by banks that lead to financial inclusion. This research uses SWOT analysis, and the result showed the banks in Malang and Cirebon regency have different credit strategies to improve financial inclusiveness in the capture fisheries sector. Banks in Malang Regency are in a position of turn over strategy, requiring the creation of special credits for fishing and fishermen, to improving marketing strategies, and banking education for fishermen. Meanwhile, banks in Cirebon Regency need an aggressive strategy to find other ways to create or increase credit programs that use other forms of collateral.]]>
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