Jurnal Ekonomi & Manajemen Bisnis (JIMBIS)
Vol 2 No 02 (2025): Jurnal Ekonomi & Manajemen Bisnis

AKAD MURABAHAH DALAM PEMBIAYAAN MODAL KERJA DAGANG DI BMT NU SEJAHTERA KC LOSARI KAB CIREBON

Waryuni Waryuni (Universitas Islam Negeri Siber Syekh Nurjati Cirebon)
Jefik Zulfikar Hafizd (Universitas Islam Negeri Siber Syekh Nurjati Cirebon)
Ubaidillah Ubaidillah (Universitas Islam Negeri Siber Syekh Nurjati Cirebon)



Article Info

Publish Date
24 Jul 2025

Abstract

The majority of Indonesia's population is Muslim, so it is not surprising that there are many sharia products, one of which is in the economic field. Islamic financial institutions are a system which applies economic principles based on Islamic values. As is the application of a murabahah contract in applying for trading working capital financing at KSPPS BMT NU Sejahtera KC Losari, Cirebon Regency, and a review of Sharia Economic Law on the implementation of a murabaha contract in financing working capital trade at KSPPS BMT NU Sejahtera KC Losari, Cirebon Regency. Seeing these problems, the authors feel the need to examine more deeply based on a review of Islamic law. This study uses qualitative research, data collected by interviews, observation, documentation and then analyzed using descriptive analytical methods. The implementation of the murabaha contract for financing KSPPS BMT NU Sejahtera KC Losari, Cirebon Regency, in general, is in accordance with sharia principles and applicable law. This will lead to uncertainty whether prospective members really use the funds to buy goods to increase capital or use it for other things. Penalties or commonly known as kifarat contracts are also imposed for members who delay making payment of financing installments. Several stages of applying for murabahah financing at KSPPS BMT NU Sejahtera KC Losari Kab Cirebon are as follows: Members who wish to apply for murabahah financing come to Baitul Maal Wa Tamwil NU Sejahtera to obtain information on murabahah financing.

Copyrights © 2025






Journal Info

Abbrev

jimbis

Publisher

Subject

Description

Jurnal Ekonomi & Manajemen Bisnis (JIMBIS) adalah jurnal berbasis peer review yang diterbitkan oleh Universitas Nahdlatul Ulama Surakarta dengan periode terbit dua kali dalam setahun pada bulan Januari dan Juli. JIMBIS mengundang para peneliti untuk mempublikasikan hasil penelitian dengan topik ...